Kettering Homes with Finished Basement

Welcome to Kettering, Ohio – a vibrant community nestled in the heart of Montgomery County! Known for its lush parks, friendly neighborhoods, and excellent schools, Kettering offers a perfect blend of suburban charm and urban convenience. With a rich history and a commitment to community, this city is an ideal place for families, young professionals, and retirees alike.

One of the standout features of Kettering’s real estate market is the abundance of homes with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or a recreational area for entertaining guests. Finished basements not only enhance the living space but also add significant value to your home, making them a sought-after feature for potential buyers.

Kettering’s neighborhoods are characterized by tree-lined streets and a strong sense of community. Residents enjoy easy access to local amenities, including shopping centers, restaurants, and recreational facilities. The city’s extensive park system, including the popular Delco Park and Indian Riffle Park, offers plenty of opportunities for outdoor activities, from hiking and biking to picnicking and sports.

With its welcoming atmosphere, top-notch schools, and a variety of housing options, Kettering is more than just a place to live; it’s a place to thrive. If you’re looking for a home with a finished basement in this charming city, you’re sure to find the perfect fit for your lifestyle. Come explore Kettering, where community spirit and modern living meet!

Newest Kettering Homes with Finished Basement

$599,900

4 Beds ⋅ 3 Baths ⋅ 969536 MLS ⋅ Mandi J Rider

This Contemporary home is absolutely Magnificant! Conveniently Located just minutes from Kettering Hospital, I-75 and I-675. Home is nestled on a wooded private lot and has spaced galore! Upon entering you will see a huge storage closet and to the left a bedroom/office with new lighting, a kitchenette and a full bathroom. Heading up to the 2nd level you will witness a Very Large living room with tall ceilings, lots of windows and tile floors. Living room walks out to a new stone patio, new stone steps and water feature. Heading up to the 3rd floor where you will witness a Huge kitchen with quartz counters, grand island, all upgraded cabinets, subway tiles backsplash, new dishwasher, New fridge, new faucet, and a large area for your kitchen table. 3rd level also features over 1500 sq ft of tile. Off of the kitchen you will see a large family room/library area which walks out to a multi level brand new deck with a hot tub Perfect for enjoying those private quiet evenings. Level 4 features 3 large bedrooms with the primary bedroom featuring a Huge walk in closet, 2 other closets, and a beautiful ensuite bathroom. The two other bedrooms have high ceilings and beautiful built ins. New Roof 2019, New HVAC 2025, Electric panel box updated and added electric car charger in garage. All front lights replaced with smart system lighting, All new toilets, whole house freshly painted, All New carpeting in bedrooms. This contemporary home is not one you will want to miss! A Must See!

1617 Big Hill Road, Kettering

Courtesy of Mandi J Rider and Agora Realty Group

$325,000

4 Beds ⋅ 3 Baths ⋅ 969270 MLS ⋅ Dana C Pant

Welcome home to this beautifully maintained 4-bedroom, 3 full-bath residence that has been lovingly cared for and thoughtfully updated over the years. From the moment you step through the front door, you'll feel the warmth, comfort, and pride of ownership that make this house truly special. Offering generous living space and a long list of improvements, this move-in-ready home is waiting for its next family to create lasting memories. The current owners have invested extensively in the home's upkeep and modernization, giving you peace of mind for years to come. Major improvements include a brand-new main sewer line to the street installed in 2022, luxury vinyl plank flooring added to the basement in 2022, and a beautifully remodeled primary bathroom completed in 2017. New carpeting upstairs was installed in 2022, while the hot water heater was replaced in 2021 and the air conditioning unit was upgraded in 2024, ensuring comfort and efficiency throughout the seasons. Additional updates include ceiling fans in the bedrooms (2020), a new refrigerator (2021), an updated electrical panel (2020), and a new garage door (2017). The home's exterior has also been enhanced with updated vinyl siding, while custom blinds throughout provide both style and privacy. Whether you're relaxing in one of the spacious living areas, enjoying time with family and friends, or simply appreciating the many updates already completed, you'll quickly see that this home has been exceptionally cared for. With so many major improvements already done, there is truly nothing left to do but move in, unpack, and start enjoying all that this wonderful home has to offer.

2431 Santa Rosa Drive, Kettering

Courtesy of Dana C Pant and Irongate Inc.

$275,000

3 Beds ⋅ 3 Baths ⋅ 969096 MLS ⋅ Alphonsine Rutonesha

You’ll feel right at home the moment you arrive at this beautifully maintained gem. A charming covered front porch welcomes you inside, where the main level opens to a spacious living room, an inviting dining area, and a well-appointed kitchen. Just beyond the kitchen, a serene, covered back porch offers the perfect spot to unwind and enjoy the outdoors. A short walk upstairs leads to three generous bedrooms, including a comfortable primary suite with its own full bath, plus an additional hallway full bathroom for convenience. The finished lower level provides abundant flexible space—ideal for recreation, work, hobbies, or anything your lifestyle calls for. Schedule your showing today; this home is truly a must-see. Washer, dryer, TV in the basement, all kitchen appliances including refrigerator in the garage convey. Property is selling as-is, where it is. Basement is waterproofed with a transferrable lifetime warranty. Seller to provide the waterproofing company info at closing.

941 Hollendale Drive, Kettering

Courtesy of Alphonsine Rutonesha and Red 1 Realty

$175,000

4 Beds ⋅ 3 Baths ⋅ 968992 MLS ⋅ Sarah Back

Opportunity is knocking! There’s some serious potential in this cute Kettering Cape Cod investment property with major mechanicals updated! The exterior is immaculate with a new concrete walkway and steps in the front, new exterior doors and storm doors, beautiful landscaping, sodded back yard, stamped concrete back patio, a privacy fence, and clean 2-car garage with a new garage door. Step inside the main level to find a living room with a stone fireplace, hardwood floors throughout, a formal dining room, kitchen with newer whirlpool appliances in the last few years, a full bath and 2 large bedrooms each with a walk-in closet. Head upstairs for 2 additional spacious bedrooms each with walk-in closets and a full bath. The full basement is partially finished with a second fireplace, rec room, large unfinished workshop storage area, a utility room, laundry room area, and a Pittsburgh toilet under the stairs just waiting to become a 3rd full bath. For peace of mind in the last 4-5 years the furnace, central air, and water heater were replaced. This home is being sold strictly as-is and priced to move quickly! Bring your toolbox and paintbrush and come unlock the potential! With a little vision and some sweat equity, this could be a dream home! Call today for a private showing!

1213 Alta Vista Drive, Kettering

Courtesy of Sarah Back and Coldwell Banker Heritage

$315,000

3 Beds ⋅ 3 Baths ⋅ 968726 MLS ⋅ Alesha Norbeck

Welcome home to this fantastic brick ranch featuring a full finished basement and plenty of space for comfortable living and entertaining! This beautifully maintained home offers 3 bedrooms, 2.5 bathrooms, and a thoughtful layout filled with charm and functionality. Step inside to a spacious formal living room highlighted by vaulted ceilings and a stunning gas fireplace with a marble surround and classic wood mantel. The adjacent dining room overlooks the backyard and provides easy access to the deck, making it perfect for entertaining guests or enjoying family gatherings. The kitchen features white raised-panel cabinetry, a pantry closet.The spacious primary suite offers a large walk-in closet, an additional closet, and a private en-suite bathroom complete with a double bowl vanity, plant shelf, and indirect lighting for a relaxing retreat.Downstairs, the finished basement adds even more living space with a large family room centered around an impressive built-in wet bar. You’ll also find a half bath, workshop area with workbench and shelving, plus additional rooms ideal for a home gym, study, craft room, or hobby space. There is also plenty of storage and a utility room for added convenience.Outside, enjoy the inviting covered patio, extended deck, storage shed, beautifully landscaped yard, and fully fenced backyard perfect for relaxing, entertaining, or outdoor activities.This home truly has it all space, comfort, and incredible features both inside and out! Make this your new home today!

1584 Farrington Drive, Kettering

Courtesy of Alesha Norbeck and Keller Williams Advisors Rlty

$995,000

5 Beds ⋅ 5 Baths ⋅ 968472 MLS ⋅ Ashley Kavanaugh

Offered for the first time in 75 years, this stately Greek Revival–inspired residence is a rare opportunity on the market. Its commanding red-brick façade is framed by soaring two-story columns with Greek-key-inspired detailing, a classical pediment, and an ornate grand entrance. Built between 1949 and 1951 by Herbert E. Whalen, Jr., with master carpenters John Oda and Roy Garber, the home has many elements repurposed from historic Dayton residences, including substantial paneled millwork, elegant moldings, finely detailed doors, hardwood floors, and a magnificent custom staircase that creates a memorable centerpiece at the heart of the home. Designed for both gracious entertaining and comfortable everyday living, the expansive living room features a monumental fireplace and overmantel framed by tall divided-light windows—a warm and inviting setting for holiday celebrations, evenings by the fire, and generations of family memories. Across the way, the grand dining room offers tall windows and built-in mirrored cabinetry, creating an elegant setting for intimate dinners. A rear entrance opens to an office and half bath, a space originally designed as the home's maid's quarters and now well suited for today's work-from-home needs. Upstairs, five bedrooms and two full baths overlook the estate grounds. The outdoor setting is equally inviting. A large patio provides an ideal backdrop for summer dinners, family gatherings, and grand-scale entertaining, while a private tennis and pickleball court offers recreation just steps from home. A charming "tea house" sits along the side of the property built to house an antique car. This remarkable residence has been cherished by the same family for more than seven decades. Now, for the first time in generations, it awaits a new owner to write its next chapter—and perhaps make it part of their own family's legacy.

3444 Ridgeway Road, Kettering

Courtesy of Ashley Kavanaugh and Coldwell Banker Heritage

$369,900

4 Beds ⋅ 3 Baths ⋅ 968387 MLS ⋅ Nicholas Huscroft

CUSTOM RENOVATION WITH EXCEPTIONAL ATTENTION TO DETAIL! This beautifully transformed Kettering home offers the timeless character of an established residence paired with the sophistication and quality of a thoughtfully executed custom renovation. Every detail has been carefully considered, creating a truly turnkey home that stands apart from the ordinary. From the moment you arrive, you’ll appreciate the striking curb appeal featuring new siding, architectural trim, stone accents, updated windows, and a modern exterior color palette. Inside, rich natural hardwood floors, extensive custom millwork, elegant coffered ceilings, substantial crown molding, and a stunning floor-to-ceiling stone fireplace create a warm yet refined living space. The designer kitchen is the centerpiece of the home, boasting custom cabinetry, quartz countertops, an oversized farmhouse sink, premium stainless appliances, custom wood shelving, a designer tile backsplash, statement lighting, and a large peninsula ideal for entertaining. The luxurious primary suite offers a spa-inspired ensuite featuring a custom fluted wood vanity, quartz countertops, designer brass fixtures, intricate mosaic tile flooring, and a spectacular walk-in shower with rainfall and handheld fixtures. The thoughtfully redesigned floor plan offers 4 spacious bedrooms and 3 full bathrooms, including a professionally finished lower level with legal egress windows, additional bedrooms, a full bath, and flexible living space perfect for guests, multi-generational living, or a home office. Additional improvements include updated electrical, plumbing, flooring, fixtures, doors, trim, lighting, and finishes throughout, providing peace of mind for years to come. Located in a desirable Kettering neighborhood convenient to shopping, dining, parks, schools, and major commuter routes, this one-of-a-kind home combines luxury finishes, functional living space, and exceptional craftsmanship rarely found at this price point.

713 E Dorothy Lane, Kettering

Courtesy of Nicholas Huscroft and Chosen Real Estate Group

$374,900

5 Beds ⋅ 3 Baths ⋅ 968288 MLS ⋅ Joan Elflein

Move-in ready and offered for the first time by the same family that has cared for it since it was built, this distinctive Kettering home blends enduring quality with thoughtful updates. Classic brick and California redwood shakes create memorable curb appeal. Inside, 2,341 square feet offers inviting space to gather, unwind and make it your own. Step inside to beautifully refinished hardwood floors, woodwork finished in a warm Salem Maple stain and a cheerful eat-in kitchen with new Karndean wood-look luxury vinyl plank flooring. A brand-new, never-used Samsung refrigerator and range, along with a new microwave, await your first meal. The washer and dryer also remain. Four bedrooms are upstairs, along with a newly remodeled hall bath and updated primary bath. The finished walkout lower level features new Karndean wood-look flooring and adds a fifth bedroom, full bath and spacious recreation room with a wood-burning brick fireplace. Quality details include Pella windows, Andersen sliding glass doors, solid wood six-panel doors, new stained closet doors, extra-wide Colonial casing, and custom Hunter Douglas shades and vertical blinds. Gas-fired radiant hot-water heat, central air, blown-in attic insulation, an attached two-car garage and concrete driveway add comfort and convenience. The fenced backyard is a welcoming retreat with mature trees, a patio, freshly stained covered rear porch, storage shed and attractive landscaping. Six-inch gutters and downspouts feature LeafGuard protection. Public water and sewer. Centrally located near everything Kettering has to offer, the home is within walking distance of Indian Riffle Park, the Kettering Recreation Complex, neighborhood schools and two places of worship. A Meijer grocery store, The Greene Town Center's open-air shopping, dining and entertainment, and I-675 are only minutes away. Schedule your showing and discover a move-in-ready home built to be enjoyed for years to come.

4009 Kenmar Street, Kettering

Courtesy of Joan Elflein and Ohio Broker Direct

$349,900

3 Beds ⋅ 3 Baths ⋅ 968117 MLS ⋅ Spencer Marshall

Welcome to this beautifully remodeled Lincoln Park ranch, where thoughtful updates and modern finishes make this home truly move-in ready! The completely remodeled main level features a fully renovated kitchen, all-new flooring, fresh paint, updated windows, a new HVAC system (2025), tankless water heater (2025), and new roof (2025). The finished basement adds even more living space with a full bathroom, bonus room, entertainment area, laundry room, and plenty of storage. Ideally located just a short walk from the Fraze Pavilion, this home offers the perfect combination of modern updates, additional living space, and a highly desirable location! Schedule a showing today!

600 Cushing Avenue, Kettering

Courtesy of Spencer Marshall and eXp Realty

$364,900

4 Beds ⋅ 3 Baths ⋅ 967529 MLS ⋅ Mark J Peebles

Tucked at the end of a dead-end street in the heart of Kettering, this all-brick ranch offers the kind of quiet most buyers only dream about. With virtually no traffic, freshly sealed blacktop, clean landscaping, and mature trees on every side, the lot feels private and peaceful, yet you're minutes from everything. Step inside to find refinished wood flooring flowing through the great room, hallways, and into the bedrooms, plus fresh paint throughout for a crisp, move-in-ready feel. Off the great room, a raised deck overlooks the lush, tree-lined back yard. The kitchen was beautifully remodeled in April 2024 and opened into the dining room. It features IKEA ASKERSUND cabinetry, quartz countertops, LifeProof LVP flooring, and all-new 2024 Samsung smart refrigerator, induction range, dishwasher, and microwave. Under-cabinet lighting, overhead LED channels, and automated sink blinds add modern convenience. The main level also offers three bedrooms with custom closets, plus two full baths, including a primary bath. The finished walkout basement adds tons of extra living space: a fourth bedroom, another full bath, laundry room, and plenty of storage. Walk out to the private patio, plus enjoy the peace and quiet this location is famous for. There's a two-car side-entry garage, plus a smart home system that's easy to live with: Home Assistant controller, UniFi Wi-Fi/network, and energy-use sensing on selected kitchen, laundry, and other appliances. The best part? Wall switches work exactly like a normal house. Smart controls just add optional app, voice, and automation features — high-tech without the headache. From end-of-street privacy to the remodeled kitchen to the walkout lower level, this one checks every box. If you've been waiting for a quiet, move-in-ready retreat in Kettering, this is it. Come see why 265 Highland Terrace won't last. An America's Preferred Home Warranty is included!

265 Highland Terrace, Kettering

Courtesy of Mark J Peebles and NavX Realty, LLC

$220,000

3 Beds ⋅ 2 Baths ⋅ 967573 MLS ⋅ Trent Barga

Looking for an affordable home in Kettering Schools in a great neighborhood? Then 2209 Hazel ave is ready for you. Outside you have a well maintained yard with an extra large driveway for additional parking. Privacy fence for the back yard and a quant little patio off of the kitchen to enjoy your morning and evening. Inside is a spacious living room with easy access to the kitchen. 3 bedrooms and a good size bathroom. The extra benefit is the full basement with dedicated spaces and a newer full bath. With an affordable entry point and a great location don't sleep on 2209 Hazel Ave.

2209 Hazel Avenue, Kettering

Courtesy of Trent Barga and Real of Ohio

$419,900

4 Beds ⋅ 3 Baths ⋅ 967364 MLS ⋅ Robert Gray

Welcome home to this classic 1942 Cape Cod nestled on a generous half-acre lot! Offering approximately 2,581 square feet of living space, 4 bedrooms, and 2 baths, this home blends timeless character with comfortable living space. Lovingly remodeled and meticulously maintained, this home offers modern updates while remaining true to the era of when it was first built. Full basement features a rec room and additional space for extra room or storage and a convenient attached 2-car garage. Central air keeps things comfortable year-round, while the classic exterior and established setting offer lasting appeal. Located in a desirable Kettering neighborhood, you’re only minutes away from parks, Kettering city schools, shopping, dining, with easy access to Dayton amenities, WPAFB, Wright State, highway access and Kettering Medical Center. Ideal for folks seeking space, character, and a peaceful yet convenient lifestyle. Updates include new roof, siding, exterior paint, new porch and walkway 2021. Professional landscaping (front) 2022, Updated electrical (kitchen and dining area) 2023, updated plumbing with Pex and copper (whole house) 2023, New cabinets and countertops 2024, new shed roof, 2025, Kitchen and sunroom floors, 2026, Driveway resealed 2026. 4th bedroom has been used as an office/tv room but would make an excellent bedroom with access to the Florida room. Sellers are offering a home warranty for buyers peace of mind.

3172 Sunny Crest, Kettering

Courtesy of Robert Gray and Howard Hanna Real Estate Serv

Start Your Search

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than The Greely Group are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®