Cincinnati Homes under $200,000

Welcome to Cincinnati, Ohio – a vibrant city where history meets modern charm! Nestled along the banks of the Ohio River, Cincinnati is renowned for its rich cultural heritage, stunning architecture, and a thriving arts scene. Known as the "Queen City," it boasts a diverse array of neighborhoods, each with its own unique character, making it an ideal place for families, young professionals, and retirees alike.

For those looking to find their dream home without breaking the bank, Cincinnati offers an impressive selection of homes priced under $200,000. This is a fantastic opportunity for first-time homebuyers or anyone seeking a budget-friendly option in a city that has so much to offer. From charming bungalows in historic districts to cozy townhomes in family-friendly neighborhoods, the options are plentiful.

Imagine living in a city where you can enjoy a stroll through the picturesque parks, savor mouthwatering cuisine at local eateries, and explore the vibrant arts and music scene, all while knowing you’ve made a smart investment in your future. Cincinnati’s affordability combined with its rich community spirit makes it an attractive destination for homeownership.

Whether you’re drawn to the bustling Over-the-Rhine district, the serene beauty of Hyde Park, or the family-oriented atmosphere of Anderson Township, Cincinnati has something for everyone. Don’t miss out on the opportunity to find your perfect home in this dynamic city – explore the available listings under $200,000 today and take the first step towards making Cincinnati your home!

Newest Cincinnati Homes under $200,000

$195,000

3 Beds ⋅ 2 Baths ⋅ 970810 MLS ⋅ Judith McCoy

You will fall in love with the old-world charm of this home, situated on a private, treed cul-de-sac lot just minutes from UC, Xavier, and downtown. Key features of the home include: - Charming covered front porch, Hardwood floors throughout, Spacious rooms with large windows that let in abundant natural light, Updated vinyl insulated tilt windows, Full walk-out lower level with two potential storage rooms, All appliances included, including the washer dryer, gas stove, and refrigerator, and a water closet that could be turned into a bath just by adding a sink.

4668 McNeil Avenue, Cincinnati

Courtesy of Judith McCoy and Comey & Shepherd REALTORS

$200,000

5 Beds ⋅ 2 Baths ⋅ 970724 MLS ⋅ Kirsten Means

Calling All Investors! Strong Income-Producing Two-Unit Property Add this well-maintained duplex to your investment portfolio and take advantage of an excellent opportunity for rental income and long-term value. This two-unit property features a 1-bedroom, 1-bath lower unit and a spacious 4-bedroom, 1-bath upper unit, offering a total of five bedrooms across both units. The upper 4-bedroom unit has received substantial recent updates, making it an attractive rental for tenants and providing peace of mind for the next owner. Improvements include: Fresh interior paint throughout New carpet and padding New LVP flooring in the kitchen and dining area (September 2025) Four newly replaced windows (July 2026) Updated lighting fixtures New furnace and A/C system installed (September 2025) The upper unit is currently leased for $1,250/month through January 31, 2027, while the lower 1-bedroom unit is occupied by a long-term tenant paying $585/month, with a lease in place through July 31, 2027. Both tenants are responsible for their own gas and electric, while the owner pays water and trash, helping keep operating expenses manageable. With $1,835 in current monthly rental income ($22,020 annually) and both units occupied under existing leases, this property offers an appealing opportunity for an investor looking for immediate rental income, stable tenancy, and potential for future growth. Whether you're an experienced investor looking to expand your portfolio or just getting started in real estate, this income-producing duplex is worth a closer look!

1118 Seton Avenue, Cincinnati

Courtesy of Kirsten Means and Heartland Realty & PM

$175,000

3 Beds ⋅ 2 Baths ⋅ 970633 MLS ⋅ Tracy Haynes

Welcome home to this beautifully maintained and thoughtfully updated 3-bedroom, 2-bath home! Featuring a warm and inviting layout, this home offers comfortable living spaces with modern updates throughout. Enjoy your morning coffee on the spacious front porch or relax and entertain on the large deck overlooking the beautifully landscaped yard. Peaceful surroundings, mature landscaping, and plenty of outdoor space create a private retreat you?ll love coming home to. Move-in ready and lovingly cared for, this charming home is the perfect blend of comfort, style, and tranquility.

4126 Lora Avenue, Cincinnati

Courtesy of Tracy Haynes and Coldwell Banker Heritage

$163,000

2 Beds ⋅ 2 Baths ⋅ 970077 MLS ⋅ Jared Jester

This home has been lovingly preserved with thoughtful updates. The community is quiet and comfortable while still conveniently located near shopping, dining, and entertainment. The 1st and 2nd levels offer just the right amount of room with a finished basement for extra space to entertain and unwind. Get rid of the mower and enjoy low maintenance living. The HOA covers grass cutting, snow removal, trash, water/sewer, and exterior maintenance. This home has a brand-new roof and gutters, fresh windows in 2025, and a rear exterior sliding door in 2021, along with plenty of updates inside to give you peace of mind as you move into your future. It's time for you to come and LOVE WHERE YOU LIVE.

3706 Parfore Court, Cincinnati

Courtesy of Jared Jester and Comey & Shepherd REALTORS

$190,000

3 Beds ⋅ 1 Baths ⋅ 969907 MLS ⋅ Delaney Brun

Appreciate the unique details in this cozy home! Hardwood floors, brass and glass doorknobs, and front door all charming and original with modern updates like LVP, new ceiling fans, switches, and newer appliances. Bonus dark room in the basement for photography enthusiasts. Spacious yard with an abundance of perennials, Tuff shed, and the Greek Church as your rear neighbor. Situated on a quaint, no-outlet street that ends in a walking train taking you directly to Warder Nature Preserve. Easy access to the interstate, close to St. X High School and Finneytown Schools.

6909 Bryn Mawr Drive, Cincinnati

Courtesy of Delaney Brun and Sibcy Cline Inc.

$170,000

3 Beds ⋅ 2 Baths ⋅ 969045 MLS ⋅ Miranda K Biedenharn

Why settle for just a backyard when you can have your own little outdoor retreat? This move-in-ready 3-bedroom, 2-full-bath home sits on a picturesque, fenced double lot with plenty of room to spread out. Enjoy morning coffee on the large porch, dinner on the deck with built-in bench, or cozy evenings around the patio fireplace. Fruit trees and grapevines add even more charm - and maybe a few snacks along the way. Inside, refinished hardwood floors and fresh paint create a warm, welcoming feel. The renovated kitchen brings the charm with butcher block countertops, a stylish backsplash, and newer stove, dishwasher, and range hood. Whether you're looking for your first home or a great investment opportunity, this property delivers character, updates, space, and an outdoor setting you truly have to see for yourself!

518 Linden Street, Cincinnati

Courtesy of Miranda K Biedenharn and Comey & Shepherd REALTORS

$199,900

3 Beds ⋅ 2 Baths ⋅ 968688 MLS ⋅ Hossam Elsayed

Great opportunity for a first-time homebuyer or investor. This 3-bedrooms & 2-full bathrooms home at 1150 Anderson Ferry Rd offers a comfortable layout newer HVAC and plenty of potential to build equity. Perfect for an owner-occupant looking for an affordable home with future rental potential. Convenient Cincinnati location near shopping, dining, amenities, and major roadways. A great opportunity to make this home your own!

1150 Anderson Ferry Road, Cincinnati

Courtesy of Hossam Elsayed and Emerald Home Advisors

$155,000

4 Beds ⋅ 1 Baths ⋅ 965114 MLS ⋅ Aida Badalova

Welcome to this charming and spacious home in Cincinnati’s desirable Westwood neighborhood! Offering 1,409 sq. ft. of comfortable living space, this property features a versatile floor plan with 3 traditional bedrooms plus a main-level bonus room currently used as a 4th bedroom, converted from the original dining room. The flexible bonus room is ideal as a 4th bedroom, home office, guest room, playroom, or den, giving buyers options to fit their lifestyle. Bright interiors, plenty of natural light, central air, and a functional layout create a warm and inviting atmosphere throughout. Conveniently located near shopping, dining, parks, schools, and major highways. Whether you're looking for a primary residence or an investment property, this home offers excellent space, flexibility, and value in an established Westwood neighborhood. Don't miss the opportunity to see everything this versatile home has to offer!

3107 Cavanaugh Avenue, Cincinnati

Courtesy of Aida Badalova and Keller Williams Home Town Rlty

$179,900

3 Beds ⋅ 2 Baths ⋅ 963309 MLS ⋅ Cathleen Ewing

This classic home is full of charm inside and out! Hard to find a house like this that's been cared for so well. There is abundant natural light coming in through the numerous large windows, spacious rooms with tall ceilings, and beautiful hardwood floors throughout. With an inviting porch, a fully fenced front and back yard with lovely mature landscaping, it's ready for you, your family, and your friends to enjoy. In addition to the spacious first and second floors, there is a vast amount of room in the unfinished basement, and a blank slate for you to ponder how you'll use the bonus space in the attic! NEW ROOF 2025, and all appliances stay.

202 W 69th Street, Cincinnati

Courtesy of Cathleen Ewing and Coldwell Banker Heritage

$190,000

4 Beds ⋅ 2 Baths ⋅ 957590 MLS ⋅ Craig D Kellogg

Discover an exceptional opportunity in Cincinnati, where a unique residential income property offers versatility and potential. This multi-family dwelling, featuring two distinct units, presents an ideal scenario for owner-occupants seeking rental income to offset living costs or for savvy investors looking to expand their portfolio. Each unit provides comfortable living spaces, making it an attractive prospect for a variety of residents in a vibrant neighborhood setting. This impressive two-story property boasts a total of 4 bedrooms and two full bathrooms across its generous 2430 square feet of living space, ensuring ample room for occupants. The thoughtful layout supports both privacy and communal living, catering to diverse household needs. Enhancing the outdoor living experience, a welcoming deck provides a perfect setting for relaxation or entertaining, seamlessly blending indoor comfort with outdoor enjoyment. Situated on a sizable 0.12-acre lot, the property offers a substantial land footprint for its urban location. The exterior features, including the inviting deck, contribute to its curb appeal and provide practical benefits for residents. This property is more than just a home; it's a strategic investment in a dynamic community, promising both immediate returns and long-term appreciation in Cincinnati.

2923 Lehman Road, Cincinnati

Courtesy of Craig D Kellogg and Agora Realty Group

$159,900

2 Beds ⋅ 1 Baths ⋅ 957585 MLS ⋅ Craig D Kellogg

Opportunity-filled 2-bedroom, 1-bath home located in desirable Delhi Township! This property offers a functional layout, spacious yard, and convenient access to shopping, dining, parks, and major highways. Ideal for both owner-occupants and investors seeking strong rental potential or a value-add opportunity. Features include off-street parking, comfortable living spaces, and plenty of potential to make it your own. Whether you’re looking to expand your investment portfolio or find an affordable place to call home, 5015 Casa Loma offers flexibility and upside in a convenient Cincinnati location.

5015 Casa Loma Boulevard, Cincinnati

Courtesy of Craig D Kellogg and Agora Realty Group

2200 Victory Parkway Unit 710, Cincinnati

$164,900

1 Beds ⋅ 1 Baths ⋅ 957417 MLS ⋅ Meghan Dwyer

High-rise condo in Walnut Hills with gorgeous city views and amenities galore! This beautifully maintained unit features LVP flooring throughout, a spacious living area, and a well-appointed kitchen with granite countertops, stainless steel appliances, and tons of cabinet space. Enjoy plenty of in-unit storage, in-unit laundry, plus your own separate storage space. Relax on the balcony and take in the view! Includes covered parking with one assigned space. Building amenities include a doorman, 24/7 security, elevators, restaurant, fitness center, banquet room, shared laundry, pool, and hot tub with stunning city views.

2200 Victory Parkway Unit 710, Cincinnati

Courtesy of Meghan Dwyer and Irongate Inc.

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