Germantown Homes under $500,000

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Newest Germantown Homes under $500,000

$285,000

3 Beds ⋅ 2 Baths ⋅ 969965 MLS ⋅ Trent Spencer Ferrell

Welcome home! This 3 bed, 1.5 bath ranch offers easy one-level living on a private 1-acre lot. Step inside to an open floor plan with a large kitchen that flows into the huge rear family room addition. This is where slow mornings happen: coffee in hand, a cozy gas fireplace, and a picture window (2023) looking out to the woods behind the property. Outside, enjoy the front porch, a deck for summer evenings, and a fenced yard (2022). The home has been lovingly cared for, with updates including a newer Roof (2020), heat pump (2025), water heater (2026), owned water softener (2026), and gutter guards (2020). The kitchen (2011) and bath (2014) have been updated, and attic insulation and a crawl space vapor barrier (2014) add comfort and efficiency. Peaceful, private, and move-in ready, this is the place you'll look forward to coming home to every day!

9171 Eby Road, Germantown

Courtesy of Trent Spencer Ferrell and Keller Williams Advisors Rlty

$359,900

4 Beds ⋅ 2 Baths ⋅ 970098 MLS ⋅ Samantha Howard

Completely rebuilt 4-bedroom, 2-bath home offering approximately 1,800 sq. ft. of finished living space. Everything is brand new, including the kitchen, bathrooms, flooring, fixtures, mechanicals, and finishes. Enjoy a 2-car garage, new deck, fenced backyard, and unfinished basement for additional storage. Move-in ready and located in desirable Germantown!

22 Apple Lane, Germantown

Courtesy of Samantha Howard and Howard Hanna Real Estate Serv

$272,900

3 Beds ⋅ 2 Baths ⋅ 969311 MLS ⋅ Wesley Durkle

Newly remodeled two-story, 3 bed, 2 bath home in downtown Germantown with numerous upgrades while maintaining desirable historic character. Ready for the new buyer, this home’s interior features fresh paint, LVP flooring (main level, bathrooms, and laundry room) new carpet in all bedrooms/stairway, and new light fixtures. The fully updated kitchen includes new cabinets with beautiful granite countertops and tile backsplash, new stainless-steel appliances (refrigerator, stove, dishwasher and microwave), tasteful hardware, and new canned lighting. Both renovated bathrooms boast beautiful tile, new fixtures, and lighting. Major updates include new furnace and central air (July 2026), new water heater (July 2026), new plumbing, some updated electrical, new glass block basement windows, and new front porch concreate steps. Fresh landscaping and fresh porch paint add to this inviting, charming house. The backyard is fully fenced with additional parking, Desirable location that is within walking distance to shops, restaurants, and library.

145 E Market Street, Germantown

Courtesy of Wesley Durkle and Glasshouse Realty Group

$189,900

3 Beds ⋅ 2 Baths ⋅ 968416 MLS ⋅ Brooklynne Bussard

Step into a piece of Germantown history at 204 N Main Street! This 2220 Sqft home offers 3 bedrooms and 1.5 bathrooms and is filled with original character and timeless details. This spacious home is ready for someone with a vision to give it the refresh it deserves! Gorgeous natural woodwork, beautiful built-ins, and charming architectural details throughout offer a glimpse of just how stunning this home can be. The sprawling floor plan provides plenty of room to make the space your own, while the private courtyard creates a unique outdoor retreat. A one-car garage adds convenience and additional storage. If you’ve been searching for a home with history, character, and the opportunity to restore something truly special, this Germantown gem is full of potential. Bring your ideas and breathe new life into a home that deserves to shine again!

204 N Main Street, Germantown

Courtesy of Brooklynne Bussard and Glasshouse Realty Group

$244,900

2 Beds ⋅ 1 Baths ⋅ 967625 MLS ⋅ Brooklynne Bussard

Welcome to 123 South Walnut Street in the heart of Germantown! This gorgeous home is full of character, charm, and thoughtful updates, offering the perfect blend of historic appeal and modern convenience. Inside, you'll find beautifully refinished hardwood floors, updated light fixtures, newer mechanicals and appliances, and a home that has been meticulously cared for from top to bottom. Offering 2 bedrooms and an additional bonus room located just off of the second bedroom that could function as a playroom, a third sleeping space, a home office, or whatever best fits your lifestyle. Even the laundry room deserves its own shoutout! With beautiful cabinetry and built in sink, laundry just might be enjoyable with tons of natural light, original entry door and lots of storage to offer. Let's not forget the porch space! Enjoy your morning coffee or evening conversations on the gorgeous wraparound front porch or retreat to the inviting back porch. With no shortage of outdoor sitting space, this home was made for relaxing. Outside, the fully fenced yard provides privacy and room to enjoy the outdoors, while the large detached two-car garage offers plenty of space for parking, storage, hobbies, or a workshop. A white picket fence and charming little free library out front add to the home's undeniable curb appeal. The location is just as special. Situated on a quiet side street with no rear neighbors, you'll enjoy a peaceful setting while still being within easy walking distance of Veterans Memorial Park, the library, and Germantown's downtown shops and local amenities. This is one of those homes that simply feels good the moment you walk through the door. It is exceptionally clean, beautifully maintained, thoughtfully updated, and truly move-in ready. There is nothing left to do but unpack, settle in, and enjoy all the charm this special Germantown home has to offer. -- Schedule your tour before she's gone!

123 S Walnut Street, Germantown

Courtesy of Brooklynne Bussard and Glasshouse Realty Group

$199,900

3 Beds ⋅ 2 Baths ⋅ 967267 MLS ⋅ Christopher J Howard

This is the one you've been looking for! Instant sweat equity and priced well below area comps. Truly a diamond in the rough. Schedule your tour today before its gone. ** Brand new Roof** ** New Water Heater** Huge rear yard! Situated on a private lane and ready for a new owner!

1 Hale Lane, Germantown

Courtesy of Christopher J Howard and Howard Hanna Real Estate Serv

$400,000

5 Beds ⋅ 4 Baths ⋅ 967111 MLS ⋅ Brent Warmoth

Natural woodwork anchors the interior of this stately residence, offering a historic character to the home. With 3,544 square feet of living area, the layout provides five bedrooms and four full bathrooms. An addition added a large rec room. Features include natural woodwork, real hardwood floors, pocket doors, a metal roof, tin ceiling in the living room, and an English greenhouse. Fully remodeled primary bathroom is stunning! Enjoy peaceful evenings from your balcony that overlooks the pool, situated on nearly half an acre surrounded by a grand brick fence. Schedule a time to view this property and experience its unique features in person. Motivated seller, make offer!

344 N Main Street, Germantown

Courtesy of Brent Warmoth and Monocle Real Estate Solutions

$229,900

3 Beds ⋅ 2 Baths ⋅ 966428 MLS ⋅ Matt Collins

Opportunity awaits! This charming 1919 Colonial just steps from historic downtown Germantown, this home blends the character of yesteryear with thoughtful modern updates. Offering 3 bedrooms with a potential 4th, 2 remodeled baths, and inviting spaces throughout, it's the kind of home that feels warm the moment you walk in. On entry, you'll find a flexible office/4th bedroom to the right and a generous living room to the left. The floor plan flows into a beautiful dining room open to the kitchen, perfect for everyday living or hosting. From the dining room, step out onto the covered patio, an ideal spot for morning coffee surrounded by mature trees and birdsong. Outside, the property features a gated, fenced in yard, one-car oversized garage/barn equipped with electricity and a wood burning stove, offering a versatile year-round workspace or hobby area. Recent updates include, New front door, New HVAC (2018), New water heater (2026), New windows on the front and sides of the home, Roof replacement over the laundry room and covered porch, New gutters in updated roof areas, Remodeled half bath on the main level and Remodeled full bath upstairs. A full home inspection has been completed, and the home qualifies for USDA financing! Don't miss out on this one!

226 Dayton Germantown Pike, Germantown

Courtesy of Matt Collins and eXp Realty

$249,000

3 Beds ⋅ 2 Baths ⋅ 966109 MLS ⋅ Jeffrey W Fannin

Charming late 1800's home with 2 car detached garage with alley access. Home has generous sized bedrooms including primary bedroom with gas fireplace on first floor. Updated kitchen cabinets and enclosed porch that have great flow. Home has formal dining room and large living room. There is a half bath on first floor and over sized full bath on second floor with freestanding tub and ceramic tile shower. Welcoming front porch. Walk to parks or pool and historic downtown Germantown

135 N Plum Street, Germantown

Courtesy of Jeffrey W Fannin and Solutions Plus Realty

$279,900

3 Beds ⋅ 2 Baths ⋅ 965806 MLS ⋅ Jamie Wilson

Now is your chance to own a charming historical home in the heart of Germantown! This absolutely adorable 3 bedroom 2 bath home is surrounded by a white picket fence and established trees. As soon as you walk in the front door you are welcomed with a bright and airy living room with shuttered Pella Windows that flows into the dining room. The updated kitchen features stainless appliances and tons of cabinet space and breakfast nook. A first floor bedroom and full bath are perfect for multilevel living. Off the rear of the house you will find a quaint family room that could be used for an office, craft room or den! Upstairs you will find the Owners Retreat, complete with a huge ensuite and walk in closet. One additional bedroom complete the upstairs. The huge barn has been converted into a garage and features a workshop area and loft above. The backyard is fenced and don't miss the back porch! The fireplace is not warranted due to age.

129 S Plum Street, Germantown

Courtesy of Jamie Wilson and Coldwell Banker Heritage

$214,900

3 Beds ⋅ 1 Baths ⋅ 964897 MLS ⋅ Dana C Pant

If you've been dreaming of the charm and tranquility of small-town living, this is the home you've been waiting for! Ideally located just minutes from the heart of Germantown, this beautifully maintained home offers comfort, character, and modern updates in a welcoming neighborhood. Step inside to a spacious and inviting living room featuring beautiful flooring that creates a warm and welcoming atmosphere for relaxing or entertaining. The eat-in kitchen offers plenty of space for family meals and gatherings and is highlighted by attractive wood cabinetry, stainless steel appliances, and ample storage. This home has been thoughtfully updated, including new windows installed in 2019, an updated electrical panel, a remodeled bathroom, and six-panel interior doors throughout, adding timeless style and appeal. The generously sized primary bedroom is a true retreat, featuring three closets that provide an abundance of storage space. French doors open from the home to a private patio, creating the perfect spot to enjoy your morning coffee, unwind after a long day, or entertain guests outdoors. The privacy-fenced backyard is shaded by mature trees, offering a peaceful outdoor oasis. An additional parking area outside the chain-link fence provides extra convenience for guests, recreational vehicles, or additional vehicles. Enjoy all that Germantown has to offer with its charming boutiques, local shops, inviting restaurants, and beautiful parks just moments away. This wonderful home combines small-town charm with modern conveniences, making it an exceptional place to call home. Don't miss your opportunity to make it yours!

116 Stewart Lane, Germantown

Courtesy of Dana C Pant and Irongate Inc.

9142 Germantown Middletown Pike, Germantown

$384,900

3 Beds ⋅ 2 Baths ⋅ 964501 MLS ⋅ Lauren Dillon

Welcome home to this stunning, meticulously maintained bi-level nestled on 2.32 picturesque acres in the highly sought after Valley View School District. Beautifully remodeled from top to bottom, this pristine home offers the perfect blend of modern updates, timeless style, and peaceful surroundings. Inside you will immediately appreciate the abundance of natural light pouring through the gorgeous skylights, highlighting the beautiful hardwood floors, fresh paint, and thoughtfully updated finishes throughout. The heart of the home features a bright kitchen with white cabinetry, granite countertops, stainless steel appliances, and plenty of space for gathering with family and friends. Enjoy your morning coffee or unwind at the end of the day on one of the multiple newly built composite decks, where you’ll feel as though you’re living in your own private treehouse while watching the surrounding wildlife. The spacious rec room is perfect for entertaining, hosting game nights, or cozying up for movie night. Complete with a charming coffee bar, it’s a space everyone will love. The lower level also offers the flexibility of a possible fourth bedroom, home office, or guest suite. This home has been lovingly cared for with an impressive list of updates, including new furnace, central air conditioning, water heater, water softener, electric panel, remodeled bathrooms, new carpet, updated paint, attic insulation, downstairs windows, water spigot, and decks. Additional peace of mind comes with LeafGuard gutters, a recently cleaned septic system, and an owned propane tank that has just been filled. Outside, you’ll appreciate the oversized garage, expansive yard, and the perfect setting for entertaining or simply enjoying the tranquility of nature. If you’ve been searching for a move-in-ready home that combines modern updates, exceptional care, and a private wooded setting, this one truly checks every box.

9142 Germantown Middletown Pike, Germantown

Courtesy of Lauren Dillon and Glasshouse Realty Group

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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than The Greely Group are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®